Top 7 Alternatives to Paypal

Paypal is a US online money transfer company operating in almost all countries of the world. With Paypal, you can receive or transfer money to anyone with a Paypal account anywhere in the world.

The convenience offered by Paypal made the company very popular among internet businesses, bloggers and freelancers.

Paypal has made a lot of businessmen earn millions of dollars from the sales of their products. There are people who can beat their chest and say if not for Paypal, they wouldn’t have been a millionaire.

Despite the popularity of Paypal, the company is notorious for discriminating against businesses in some countries. For example, a Paypal user in Ghana cannot receive funds into his Paypal account from other Paypal users. You cannot also send funds to Paypal users in Ghana.

All pleas to Paypal to stop this restriction has not been entertained by this US company. Thankfully, other companies are taking the role of Paypal and we hope in the near term, people will have a lot of choices to choose from instead of solely relying on Paypal.

Paypal is also notorious for blocking accounts without any just cause. Your Paypal account can be blocked for flimsy excuse and you will be asked to send in a lot of documents before the account is released for transaction. This stress is enough to turn any genuine businessman away.

Alternatives to Paypal

The best alternatives to Paypal are:


Payoneer is becoming very popular and I am of the opinion that it will take the place of Paypal very soon if Paypal refuses to address the concerns of its customers in developing countries.

Payoneer is a global payment service company. With Payoneer you can receive payments from anywhere in the world. If you are a blogger or freelancer or an affiliate marketer, you just need to open an account with Payoneer and start receiving funds into your account.

When you open an account with Payoneer, you will be given a US/UK/Japan bank account number. You will also be sent a debit card when your account reaches a threshold.

Opening an account on Payoneer is free of charge.

In Nigeria, we have people who receive their funds from Amazon affiliate program, clickbank and other affiliate schemes through Payoneer.

You can receive payments from a lot of CPAs through Payoneer.

must have tools for freelance writers


With Stripe, you can accept payment into your online store. It is one of the best alternatives to Paypal. Stripe has a plugin which can be used to integrate to any ecommerce store.


Paystack is unarguably one of the most innovative companies in Ghana and Nigeria. You can start accepting online payments from anyone in the world within minutes of signing up with Paystack.

Online stores in Nigeria and Ghana now have the opportunity to showcase their products to the world and receive payments from buyers living in any country of the world so far they have a visa/mastercard.

Within Nigeria and Ghana, Paystack allows online store owners to receive payments on their online store.


Bitcoin is a type of cryptocurrency. With a bitcoin wallet, you can send funds to people around the world, you can also receive funds from other bitcoin users from anywhere in the world.

Bitcoin is based on blockchain technology. Cryptocurrencies have been touted as a type of innovation that will disrupt the ways we pay for products and services.

The crackdown on bitcoin and other cryptocurrencies by governments around the world has not been able to kill this invention.

I know people and companies that now receive a significant percentage of their sales in bitcoin value.



With Skrill, you can receive payments from people anywhere in the world. Skrill offers prepaid payment card like maastercard.

You can download skrill app on Android and iphone.

Western Union

Western Union is a global money transfer service. If you have clients or customers in countries other than your country of residence, you can ask them to send funds to you through western union.

You can also send funds out of most countries of the world through western union.

Money Gram

Just like western union, Money Gram is an international money transfer company. You can send or receive funds through Money Gram. Money Gram has outlets in several countries of the world.

Now that you know the alternatives to Paypal, you can go on to open an account with anyone of them.

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